Terms and Conditions

These terms and conditions (the “Terms and Conditions”) govern the use of vantagefinancialrecovery.com (the “Site”). This Site is owned and operated by Heather Hagert. This Site is a surplus information and recovery.

By using this Site, you indicate that you have read and understand these Terms and Conditions and agree to abide by them at all times.

THESE TERMS AND CONDITIONS CONTAIN A DISPUTE RESOLUTION CLAUSE THAT IMPACTS YOUR RIGHTS ABOUT HOW TO RESOLVE DISPUTES. PLEASE READ IT CAREFULLY.

Intellectual Property
All content published and made available on our Site is the property of Heather Hagert and the Site’s creators. This includes, but is not limited to images, text, logos, documents, downloadable files and anything that contributes to the composition of our Site.

Acceptable Use
As a user of our Site, you agree to use our Site legally, not to use our Site for illegal purposes, and not to:

Harass or mistreat other users of our Site;
Violate the rights of other users of our Site;
Violate the intellectual property rights of the Site owners or any third party to the Site;
Hack into the account of another user of the Site;
Act in any way that could be considered fraudulent;
Post any material that may be deemed inappropriate or offensive; or
Submitting false or misleading information regarding surplus fund claims, property ownership, identity, or entitlement to funds..

If we believe you are using our Site illegally or in a manner that violates these Terms and Conditions, we reserve the right to limit, suspend or terminate your access to our Site. We also reserve the right to take any legal steps necessary to prevent you from accessing our Site.

Limitation of Liability
Heather Hagert and our directors, officers, agents, employees, subsidiaries, and affiliates will not be liable for any actions, claims, losses, damages, liabilities and expenses including legal fees from your use of the Site.

Indemnity
Except where prohibited by law, by using this Site you indemnify and hold harmless Heather Hagert and our directors, officers, agents, employees, subsidiaries, and affiliates from any actions, claims, losses, damages, liabilities and expenses including legal fees arising out of your use of our Site or your violation of these Terms and Conditions.

Applicable Law
These Terms and Conditions are governed by the laws of the State of Colorado.

Dispute Resolution
Subject to any exceptions specified in these Terms and Conditions, if you and Heather Hagert are unable to resolve any dispute through informal discussion, then you and Heather Hagert agree to submit the issue first before a non-binding mediator and to an arbitrator in the event that mediation fails. The decision of the arbitrator will be final and binding. Any mediator or arbitrator must be a neutral party acceptable to both you and Heather Hagert. The costs of any mediation or arbitration will be shared equally between you and Heather Hagert.

Notwithstanding any other provision in these Terms and Conditions, you and Heather Hagert agree that you both retain the right to bring an action in small claims court and to bring an action for injunctive relief or intellectual property infringement.

Additional Terms

Vantage Financial Recovery LLC is not a law firm and does not provide legal advice. Information provided on this website is for informational purposes only and should not be relied upon as legal advice.;
Submission of information through the website, chatbot, email, telephone, or other communications does not create a client relationship. A client relationship is established only after a written agreement has been executed by both parties.;
Vantage Financial Recovery LLC does not guarantee the existence, availability, amount, eligibility for, or successful recovery of any surplus funds. Results vary based on the facts and circumstances of each claim.;
Information regarding potential surplus funds may be obtained from public records, court records, property records, governmental databases, and other lawful sources. Such information may not always be complete, current, or accurate.;
To the fullest extent permitted by law, Vantage Financial Recovery LLC shall not be liable for any damages arising from the use of this website or reliance on information contained on the website.;
Vantage Financial Recovery LLC may coordinate with attorneys, notaries, and other professionals when necessary. Vantage Financial Recovery LLC is not responsible for the actions, services, or advice provided by independent third parties.;
While we strive to provide accurate information, we make no representations or warranties regarding the accuracy, completeness, or timeliness of information on this website.; and
By communicating with Vantage Financial Recovery LLC through the website, chatbot, email, SMS, or other electronic means, users consent to receiving communications electronically..

Severability
If at any time any of the provisions set forth in these Terms and Conditions are found to be inconsistent or invalid under applicable laws, those provisions will be deemed void and will be removed from these Terms and Conditions. All other provisions will not be affected by the removal and the rest of these Terms and Conditions will still be considered valid.

Changes
These Terms and Conditions may be amended from time to time in order to maintain compliance with the law and to reflect any changes to the way we operate our Site and the way we expect users to behave on our Site. We will notify users by email of changes to these Terms and Conditions or post a notice on our Site.

Contact Details
Please contact us if you have any questions or concerns. Our contact details are as follows:

(719) 409-7506
vantagefinancialrecovery@gmail.com
88 Hi Meadow Dr., Bailey, CO 80421

You can also contact us through the feedback form available on our Site.

Effective Date: 17th day of June, 2026